Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured prestige cards before you come across a secured credit card application.
This can ensue in numerous inquiries on your prestige description and a decrease in your prestige rating (which is part of what got you here in the first place)!
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looking For Banks Who Offer Secured prestige Cards?
If you want to find the banks who offer secured credit cards without going straight through all of the hassle ordinarily connected with doing so, ensue these seven tips:
1. Be Realistic
The first thing you need to do when looking for banks who offer secured credit cards is be realistic about what you're going to qualify for.
Don't apply for an American Express or a Diner's Club card mental they'll offer you a secured credit card if you don't qualify. As a rule, upper-crust prestige card companies do not offer secured credit cards.
2. Utilize the Web
When it comes to searching for banks who offer secured credit cards, the Web is your very best friend. There are informational websites that offer a wealth of knowledge on secured credit cards and they can even direct you to sites that allow you to apply for secured credit cards online.
3. Target Your Search
Rather than haphazardly filling out prestige card applications hoping to run into a secured credit card opportunity, look specifically for secured credit card applications to fill out.
The banks who offer secured credit cards do want your business and they aren't truly hiding from you. Crusade for secured credit card applications and you're likely to find just that.
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